FHA and VA Condo Financing
Are you buying a condo in the Austin area and need to know if it’s approved for VA or FHA financing?
Before you write an offer, it’s important to confirm whether a condominium or HOA is currently approved for the loan program you plan to use. Below, you’ll find direct links to the official FHA and VA condo approval databases, where you can check the most up-to-date status.
You may see statuses such as Approved, Expired, Withdrawn, Rejected, or Pending. If the condo you’re looking for isn’t approved, that doesn’t always mean the deal is over.
Check FHA Condo Approval Status
Use the official HUD FHA Condominium Approval List to search for FHA-approved condos in Austin and surrounding Central Texas cities. FHA approval is required for buyers using FHA loans, and approvals can expire if not renewed.
Check Your Condo’s Approval Status
Check VA Condo Approval Status
Search the VA’s official condominium approval list to confirm whether a condo is eligible for VA financing. The VA list updates in real time and follows different approval rules than FHA.
Not Seeing the Condo You Need?
You May Still Have Options...
If the condo you’re looking for in Austin, Cedar Park, Round Rock, Leander, or Pflugerville isn’t currently approved, you may still be able to move forward.
Depending on the situation, options may include:
- Single-unit condo approval
- Project review or re-approval
- Alternative loan programs that don’t require FHA or VA condo approval
👉 Need Help With an Austin Condo Purchase?
VA and FHA condo rules change often, and not all agents or buyers realize what’s possible. A quick review upfront can save time, money, and stress later in the process.
If you’re buying a condo in the Austin metro area and want clarity on your loan options, I’m happy to help.
FHA Approved Condominium List — Austin Area
The FHA condo approval list is updated regularly, but there may be a short delay before newly approved projects appear.
Important things to know:
- FHA approval applies to the entire condominium project
- Approvals expire and must be renewed
- Some condos may qualify through FHA single-unit approval, even if the project itself is not fully approved
If the FHA system is temporarily down for maintenance, check back later or reach out for help reviewing options.
VA Approved Condominium List — Austin Area
The VA condo approval list is the official source for VA-eligible condominiums and updates in real time.
Helpful notes:
- VA approval status may appear under legal or recorded project names
- “Accepted without conditions” indicates approval
- Condos listed as Rejected, Withdrawn, or Accepted with conditions may still have possible paths forward
VA condo eligibility can be nuanced, so it’s worth reviewing the status carefully before ruling a property out.
Disclaimer: Condo approval status is determined by FHA and VA guidelines and is subject to change. This page is for informational purposes only and does not guarantee loan approval. Final eligibility depends on loan program requirements, property review, and borrower qualifications.
Provided for informational purposes only. This is not a commitment to lend, not all borrowers will qualify.
Not an offer or agreement. Information, rates, & programs are subject to change without prior notice. Not available in all states. Subject to credit & property approval. Not affiliated with any government agency. For licensing information go to: www.nmlsconsumeraccess.org
Edge Home Finance
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Company NMLS: 891464
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Copyright 2012 Stephanie Donnell