People usually start questioning homebuying the second mortgage rates move — up, down, sideways, whatever. But truthfully?
The best time to buy has way more to do with your life than the market.
When Buying Now Makes Sense
✔️ You want predictable payments instead of annual rent jumps
✔️ You’re ready to start building equity instead of watching your landlord do it
✔️ You found a neighborhood you love
✔️ The monthly payment fits your budget without stress
If that’s you… the math usually leans toward buying.
When Waiting Is the Wiser Move
✔️ Your income is inconsistent
✔️ You’re about to make a major life change (job shift, move, new baby, etc.)
✔️ You need a little more time to save or improve your credit
There is nothing wrong with waiting if it sets you up for a stronger financial position.
Here’s What History Shows
People who try to “time the market” almost always miss out.
Even when rates eventually drop, home prices often rise — meaning the total cost of waiting ends up higher. Austin especially has a long track record of appreciating quickly once demand picks up.
You can’t predict the perfect moment… but you can be prepared, informed, and strategic.
And that’s exactly where I come in. If you want to run real numbers or compare scenarios, just ask — I’ll walk you through it in plain English.