Investor HELOCs
Access Equity From Your Rental Properties — Fast, Flexible Funding for Real Estate Investors
Whether you’re investing in Austin, Cedar Park, Leander, Round Rock, or anywhere in Central Texas, Investor HELOCs offer a powerful way to unlock equity from rental properties without refinancing your first mortgage. Use the funds to renovate, buy your next property, pay off higher-interest debt, or simply build a buffer for future opportunities.
Why Work With Stephanie (aka BestAustinLender) for Your Conventional Loan?
💪 Local mortgage expert with 20+ years in the Austin and Central Texas market
🎯 Custom loan strategies based on your goals, timeline, and financial picture
🚫 No jargon, no fluff — just clear guidance and smart options
📝 Fast pre-approvals to help you stand out in this competitive market
📉 Access to OVER 100 lenders = better rates and more choices
📍 Hyper-local advice to help position your offer (and impress the listing agent)Investor HELOCs Loans in Texas
Access Equity From Your Rental Properties — Fast, Flexible Funding for Real Estate Investors
An Investor HELOC (Home Equity Line of Credit) is a revolving line of credit secured by the equity in an investment property — not your primary residence.
It works a lot like a credit card (but with way better terms), giving you on-demand, reusable access to cash.Best part?
You don’t have to touch your current mortgage rate.Investors across Austin, Cedar Park, Leander, Round Rock, Hutto, Pflugerville, and surrounding markets use HELOCs to:
- Fund down payments
- Renovate rentals
- Pay contractors
- Acquire new properties
- Smooth out cash flow
- Take advantage of market opportunities
Why a Conventional Loan Might Be Right for You
- You want quick access to equity without doing a full refinance
- You’re trying to preserve a low first-mortgage rate
- You want a reusable line of credit for flips, BRRRR projects, or down payments
- You want interest-only payment options while renovating
- You prefer flexible underwriting and investor-friendly terms
- You want liquidity to jump on deals without draining personal cash reserves
Frequently Asked Questions About Investor HELOCs in Austin
Investor HELOCs offer a flexible way to tap equity and grow your portfolio — without the hassle of a full cash-out refi.
Quick Answers to Help You Decide:
☑️ No refinance required — HELOC sits behind your current mortgage
☑️ Interest-only options are often available
☑️ Can be used for renovations, flips, down payments, or new acquisitions
☑️ Many lenders allow multiple HELOCs for multiple propertiesHow much equity do I need?
Are Investor HELOCs interest-only?
Can I use a HELOC for a down payment on another property?
Provided for informational purposes only. This is not a commitment to lend, not all borrowers will qualify.
Not an offer or agreement. Information, rates, & programs are subject to change without prior notice. Not available in all states. Subject to credit & property approval. Not affiliated with any government agency. For licensing information go to: www.nmlsconsumeraccess.org
Edge Home Finance
4413 Spicewood Springs Rd #302 Austin TX 78759
Company NMLS: 891464
Branch NMLS# 2514483
Privacy Policy | Company Licenses | NMLS Consumer Access
REGULATOR:
TX Department of Savings and Mortgage Lending
2601 North Lamar, Suite 201
Austin, TX 78705
Phone: (512) 475-1350
Fax: 512-475-1360
DISCLAIMERS:
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of a certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originator. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund. Please consult the department’s website at www.sml.texas.gov.
Copyright 2012 Stephanie Donnell