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All Categories - Austin Mortgage Loans- Stephanie Donnell

How Long Does It Take to Get Pre-Approved?

December 12, 2025
Most buyers think getting pre-approved is a long, drawn-out process… but it doesn’t have to be....

What Are the Closing Costs in Texas?

December 12, 2025
When you buy a home, closing costs are the fees needed to finalize your loan and officially...

How Much Should I Save for My Down Payment?

December 12, 2025
If you’re thinking about buying a home, you’ve probably heard that old rule: “You need 20% down.”...

What Credit Score Do I Need to Buy a House?

December 12, 2025 · credit score,first time homebuyer,fha,conventional,mortgage tips
Minimum Credit Scores You can buy a home with a lower score than many people expect. ...

Is Now a Good Time to Buy a Home… or Should I Wait?

December 12, 2025
People usually start questioning homebuying the second mortgage rates move — up, down, sideways,...

Are Mortgage Rate Quotes Online Accurate?

December 12, 2025 · first time homebuyer,interest rates,mortgage tips
Here’s the honest truth: Those online rate quotes you see? They’re usually… not the whole story. ...

How Do I Compare Mortgage Lenders?

December 12, 2025 · real estate,first time homebuyer,mortgage rates,texas,mortgage tips
Most people think comparing lenders is just about seeing who has the lowest rate… but that’s...

How Much Home Can I Actually Afford? A Simple Breakdown for Texas Buyers

December 11, 2025 · first time homebuyer,mortgage rates,down payment,mortgage tips
One of the first questions almost every buyer asks is: “Okay… but how much can I really afford...

What’s the Best Type of Mortgage for Me?

December 10, 2025
One of the most common questions I hear from homebuyers in Austin and across Texas is, “What type...

Best Mortgage Options for Self-Employed Buyers in 2026

December 6, 2025
Being self-employed is amazing… until you try to get a mortgage. Suddenly, all that freedom turns...

Best First-Time Homebuyer Loans in Austin, TX for 2026

December 5, 2025 · first time homebuyer,down payment,fha,mortgage tips,conventional
If you're a first-time homebuyer in Austin or one of our nearby towns like Cedar Park, Round...

Navigating Condo Financing in Austin, TX

July 31, 2024 · mortgage tips,condo,MORTGAGE,real estate,conventional
If you're considering condo ownership in Austin, TX, it's essential tounderstand the unique...

Think This Is a Housing Crisis? Think Again.

May 6, 2020
With all of the unanswered questions caused by COVID-19 and the economic slowdown we’re...

TWO WAYS TO BE MORE STRATEGIC WITH YOUR CREDIT

October 16, 2019 · credit report,credit score
Your length of credit history looks at how long your accounts have been opened. This has a 15%...

Tips For Buying a House With Down Payment Assistance

August 12, 2019 · dpa,down payment,mortgage rates,interest rates,mortgage tips
First things first, I think down payment assistance (DPA) is a fantastic program. Hell, I used a...

HOW THE FED IMPACTS MORTGAGE RATES

July 31, 2019 · mortgage rates,interest rates
The Federal Reserve Open Market Committee (FOMC) meets at least eight times per year to discuss...

Mortgage Insurance

July 26, 2019 · mortgage insurance,MORTGAGE,debt,mortgage rates,first time homebuyer
Many mortgage loan programs today allow homebuyers to use less than a 20% down payment when...

Is now a good time to refinance?

July 17, 2019 · refinance,mortgage rates
Low interest rate articles are everywhere but does it make sense for your to refinance? Here are...

Don't be forced to use the builder's lender!

March 13, 2019 · REAL ESTATE,New Construction,mortgage rates,MORTGAGE
You guys I am soooo excited for this! I swear the builders have the best lobbyist. How they are...

Limited Time Low Interest Rates!!!

February 11, 2019 · mortgage interest,low rate,fha,conventional,down payment
State housing agency offers special 3.99% mortgage loan rate for first time homebuyers (AUSTIN)...
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Provided for informational purposes only. This is not a commitment to lend, not all borrowers will qualify.

Not an offer or agreement. Information, rates, & programs are subject to change without prior notice. Not available in all states. Subject to credit & property approval. Not affiliated with any government agency. For licensing information go to: www.nmlsconsumeraccess.org

 

 

Edge Home Finance
4413 Spicewood Springs Rd #302 Austin TX 78759

Company NMLS: 891464
Branch NMLS# 2514483

Privacy Policy | Company Licenses | NMLS Consumer Access

REGULATOR:

TX Department of Savings and Mortgage Lending
2601 North Lamar, Suite 201
Austin, TX 78705
Phone: (512) 475-1350
Fax: 512-475-1360

 

 

 

 

DISCLAIMERS:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of a certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originator. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund. Please consult the department’s website at www.sml.texas.gov.

Copyright 2012 Stephanie Donnell

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