People usually start questioning homebuying the second mortgage rates move — up, down, sideways, whatever. But truthfully?
The best time to buy has way more to do with your life than the market.

When Buying Now Makes Sense

✔️ You want predictable payments instead of annual rent jumps

✔️ You’re ready to start building equity instead of watching your landlord do it

✔️ You found a neighborhood you love

✔️ The monthly payment fits your budget without stress

If that’s you… the math usually leans toward buying.

When Waiting Is the Wiser Move

✔️ Your income is inconsistent

✔️ You’re about to make a major life change (job shift, move, new baby, etc.)

✔️ You need a little more time to save or improve your credit

There is nothing wrong with waiting if it sets you up for a stronger financial position.

Here’s What History Shows

People who try to “time the market” almost always miss out.

Even when rates eventually drop, home prices often rise — meaning the total cost of waiting ends up higher. Austin especially has a long track record of appreciating quickly once demand picks up.

You can’t predict the perfect moment… but you can be prepared, informed, and strategic.

And that’s exactly where I come in. If you want to run real numbers or compare scenarios, just ask — I’ll walk you through it in plain English.